Between Lifestyle and Financial Responsibility: The Moderating Effect of Financial Imprudence in Islamic Higher Education Contexts . SKETSA BISNIS, [S. l.], v. 12, n. 1, p. 137–146, 2025. DOI: 10.35891/jsb.v12i01.6366. Disponível em: https://jurnal.yudharta.ac.id/v2/index.php/SKETSABISNIS/article/view/6366. Acesso em: 6 jul. 2026.