The COMPARISON OF SHARIA BANKING PERFORMANCE BASED ON RISK PROFILE AND EARNING AND CAPITAL (REC)
Abstract
This study aims to describe the performance of Islamic banking REC method better or equal to the performance of Islamic banks.
Descriptive method isused to find how ratio of Non Performing Loans and Loan to Deposit Ratio representing Risk Profile, Earning representing Return on Assets and Capital ratio representing Capital Adequacy Ratio in Islamic banking for the period 2014-2017.
The Independent sample t-test hypothesis test results show that, at th eaverage value of theNPL, FDR and CAR is in significant differences between 11 Islamic banks in Indonesia.Where as ROA has a very significant difference between one bank and an other from 11 Islamic banking in Indonesia
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