PENGUKURAN KINERJA KEUANGAN BANK MUAMALAT INDONESIA DENGAN METODE SHARIA CONFORMITY AND PROFITABILITY (SCnP)

  • Evan Hamzah Muchtar
  • Mohammad Rofi STAI Asy-Syukriyyah Tangerang
Keywords: Kinerja Keuangan, Bank Muamalat Indonesia, Sharia Conformity And Profitability (SCnP)

Abstract

PT Bank Muamalat Indonesia Tbk is the first Islamic bank in Indonesia which was established in 1991 and started operations in 1992. However this is not offset by the performance of the increasingly improved financial performance, proven early in the year 2018 is rumored to be acquired because capital is experiencing the problem. This underlying researchers interested in conducting research with the aim to find out the financial performance of PT Bank Muamalat Indonesia Tbk 2013-2017 year. This research is quantitative descriptive research with SPSS software analysis tools 22 and Microsoft Excel. Research data in the form of secondary data obtained from annual report (annual report) BMI from the year 2013 until 2017. The data used for analysis is the method of SCnP as measured by indicators of Syaria Conformity and Profitability. The results of investigation of Bank Muamalat Indonesia 2013-2017 years of using the SCnP Model shows the performance of Bank Muamalat Indonesia year 2013-2017 banks generally are on point coordinates X = and Y = 1.99 83.30 to the position of the Lower Left Quadrant (LLQ) means that the bank has the level of the suitability of the sharia principles and low profitability.

Keywords: Financial Performance, Sharia Conformity, Profitability

References

Dwi, Muhammad Suwiknyo. 2009. Akuntansi Perbankan Syariah. Yogyakarta: Trust Media

Ismail. 2011. Perbankan Syariah. Jakarta: Kencana Prenada Group

Al Ghifari, Muhammad dkk. 2016. “ Analisis Kinerja Perbankan Syariah Di Indonesia Dan Malaysia Dengan Pendekatan Maqasid Indeks “.Jurnal Ekonomi Dan Perbankan. 3 (2) :53

Muchtar, Evan Hamzah. 2018. “Konsep Hukum Bisnis Syariah Dalam Al-Qur’an Surah Al-Baqarah [2] Ayat 168-169 (Kajian Tematis Mencari Rezeki Halal)”, Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam, 2 (2) :156

Prasetyowati, Lia Anggraeni dan Luqman Hakim Handoko. 2016. “ Pengukuran Kinerja Bank Umum Syariah Dengan Maqasid Index Dan Syariah Conformity And Profitability (SCnP)”. Jurnal Akuntansi Dan Keuangan Islam. 4 (2) : 109

Aolia, Annisa Dina. 2017. “Analisis Penilaian Kinerja Perbankan Syariah Di Indonesia Menggunakan Metode RGEC dan Sharia Maqashid Index”, Skripsi. Jakarta: UIN Syarif Hidayatullah

Putri, Meri Diana. 2018. ”Analisis Pengukuran Kinerja Keuangan Bank Umum Syariah di Indonesia Menggunakan Metode Sharia Conformity and Profitability (SCnP) Model”, Skripsi. Lampung: UIN Raden Intan

Risda, Iin Afriani. 2016. “Analisis Kinerja Keuangan Bank Syariah Dengan Model Risk Based Banking Rating Dan Syaria Conformity and Profiyability (SCnP) Model Di Indonesia Periode 2013-2015, Skripsi. Makassar: Universitas Hasanuddin

.https://accuratelite.id/bank-muamalat/ Diakses dari www.bankmuamalat.co.id

Published
2020-06-06
Section
Artikel