Optimizing MSME Financing through Sharia-Compliant Peer-to-Peer Fintech Lending: Challenges and Development Strategies. MALIA, [S. l.], v. 17, n. 1, p. 1–17, 2026. DOI: 10.35891/vvkxr976. Disponível em: https://jurnal.yudharta.ac.id/v2/index.php/malia/article/view/6578. Acesso em: 29 oct. 2026.