MALIA: Jurnal Ekonomi Islam https://jurnal.yudharta.ac.id/v2/index.php/malia <p><em><strong>MALIA: Jurnal Ekonomi Islam</strong></em>, published twice a year (December and June) by the Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia. Accredited "<strong>Sinta 4</strong>" by the Director General of Strengthening Research and Development, Ministry of Research, Technology and Higher Education of the Republic of Indonesia Number: 36/E/KPT/2019 on December 13, 2019. This journal serves as a platform for exploring critical thinking in Islamic Economics and Business issues. It is open to all academics, practitioners, intellectuals, and students with a focus on Islamic Economics studies. Ideas include research articles, conceptual ideas, literature reviews, and practical experiences. <strong>In this current publication (Volume 15 Issue 1, December 2023), MALIA: Jurnal Ekonomi Islam has been published in standard English with an enhanced template</strong>. The scope of <em>MALIA: Jurnal Ekonomi Islam</em> is limited to Sharia economics, Sharia banking and finance, Sharia economic management, Sharia economic law, Zakat, Infaq, Sadaqah, and Wakaf management, entrepreneurship and Sharia business, Sharia economic thought, Sharia insurance, Sharia accounting.</p> Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia. en-US MALIA: Jurnal Ekonomi Islam 2087-9636 Operational Risk Control Strategy in Sharia Cooperatives https://jurnal.yudharta.ac.id/v2/index.php/malia/article/view/3942 <p><em>This research aims to identify risk management strategies in the LKS Al Yasini sharia cooperative. LKS Al Yasini is a sharia-based financial institution located in Pasuruan, East Java. This study is important to carry out because operational risks still occur frequently and will always occur, although in different and new forms. Therefore, sharia cooperatives need to improve their operational risk management to maintain their existence and increase member trust. The research method used in this research is descriptive with a field research approach. The results of this research indicate that implementing security system improvements and enhancements is very important for sharia cooperatives to control potential risks that may arise. The implications of this research provide an important contribution in increasing understanding of operational risk management in the context of Islamic financial institutions and can serve as a guide for improvements and enhancements in the future.</em></p> Nur Kholis Vivin Maharani Ekowati Copyright (c) 2023 MALIA: Jurnal Ekonomi Islam https://creativecommons.org/licenses/by/4.0/ 2023-12-31 2023-12-31 15 1 45 58 10.35891/ml.v15i1.3942 Bibliometric Analysis of 20-Year Development of Waqf Research in Indonesia Using VosViewer https://jurnal.yudharta.ac.id/v2/index.php/malia/article/view/4006 <p><em>This study aims to describe the 20 years of development of scientific publications in the field of waqf from 20004 to 2023, so that in the future it will provide the results of this research that have an impact on the search for the latest research topics. Therefore there are two identified topics that will be discussed in this study, the first is to find out the development of waqf publications in Indonesia in 2004-2023. secondly to find out the existence of scientific publications about waqf in Indonesia based on keywords and authors. From the results of the research, the first shows that there are 970 Google Scholar indexed articles using the Publish or Perish application. Writings published on Google Schooler were abundant in 2016-2017. There are 10 prolific authors during the 20 years of the development of scientific publications about waqf and have the most citations with a total of 253. Second, the existence of scientific publications about waqf in Indonesia is based on keywords, namely the keywords of waqf objects that have been published the most in 20 years. For this reason, through this research we can also find out the topic of waqf, this can make it easier for future writers to determine the theme according to the current novelty about waqf, starting from the potential and opportunities of waqf in the modern era, management of cash waqf, distribution of waqf and so.</em></p> Wiranda Wulandari Nil Firdaus Copyright (c) 2023 MALIA: Jurnal Ekonomi Islam https://creativecommons.org/licenses/by/4.0/ 2023-12-31 2023-12-31 15 1 117 125 10.35891/ml.v15i1.4006 The Sharia Compliance Analysis of the Mudharabah Contract at PT Permodalan Nasional Madani Mekaar Syariah https://jurnal.yudharta.ac.id/v2/index.php/malia/article/view/4370 <p><em>Financial institutions in Islam are governed by rules of halal (permissible) and haram (forbidden). One example of an Islamic financial institution is PNM Mekaar Syariah, which operates under various Sharia contracts. To ensure its Sharia compliance, it is necessary to analyze its pillars, conditions, and mechanisms. The objective of this research is to examine the Sharia compliance of the Mudharabah contract used in capital financing at PNM Mekaar Syariah, focusing on the branch in Prambon. This study adopts a qualitative descriptive approach. The findings reveal that PT PNM Mekaar offers Sharia-compliant capital financing products, as demonstrated by the research findings on the practice of capital provision by PNM Mekaar Syariah to its customers. However, there are some pillars and conditions that do not align with Sharia principles, leading to the deterioration of the Mudharabah contract's validity.</em></p> Putri Wulandari Khoirun Nasik Copyright (c) 2023 MALIA: Jurnal Ekonomi Islam https://creativecommons.org/licenses/by/4.0/ 2023-12-31 2023-12-31 15 1 105 116 10.35891/ml.v15i1.4370 The Financing Strategy of BMT An’fa NU as Supporting Member’s Business in Pucang Village https://jurnal.yudharta.ac.id/v2/index.php/malia/article/view/4855 <p><em>This study explores the role of Sharia Financing in BMT Anfa' NU </em><em>Pucang, emphasizing its alignment with Islamic principles. It focuses on financing product types, operational methods, and strategies employed by BMT, specifically utilizing mudharabah and murabahah contracts. Interview results with BMT management underscore the organization's foundation, legal structure, and financial strategies. The research methodology employs a qualitative approach, literature review, and interviews, with data analysis utilizing thematic coding. </em><em>BMT Anfa' NU provides inclusive financial access, supports micro-economic sustainability, and facilitates community empowerment. Innovations such as transparent profit-sharing offerings, no administration fees, and zakat tax deductions demonstrate BMT Anfa' NU's commitment to creating fair and sustainable financial solutions. The result is expected to bring more knowledge and another perspective on the financing strategy that can be applicable or can be developed in the next research. The limitation of this research is that it just takes one BMT for the subject of research. </em></p> Wulan Fitriani Yeny Fitriyani Muhammad Pudail Copyright (c) 2023 MALIA: Jurnal Ekonomi Islam https://creativecommons.org/licenses/by/4.0/ 2023-12-31 2023-12-31 15 1 83 93 10.35891/ml.v15i1.4855 Inspiring Entrepreneurial Spirit to Achieve Economic Independence for the Community Based on the Foundation of Islamic Boarding Schools https://jurnal.yudharta.ac.id/v2/index.php/malia/article/view/4915 <p><em>This research aims to recognize the role of Islamic boarding schools (pesantren) in nurturing entrepreneurship as an effort to overcome competition from foreign products. Islamic boarding schools have the potential as educational institutions that shape individuals who are religious and independent, aligning with the goals of the entrepreneurship program. Enhancing entrepreneurship in Islamic boarding schools is a necessity to ensure that students (santri) are not only competent in religious aspects but also possess economic self-reliance. This is expected to have a significant impact on the economy, especially in creating entrepreneurs from among the students. With a large number of Islamic boarding schools and students, these institutions have a strategic potential to support national economic development. Many Islamic boarding schools have established cooperatives, developed small and medium-sized business units or industries, and have business incubators. The research method used is qualitative, employing data collection techniques through observation, interviews, and documentation. The study was conducted at an Islamic boarding school in Pasuruan Regency. The results indicate that Islamic boarding schools in Pasuruan Regency play a crucial role in training modern industrial entrepreneurs by establishing various business units such as food, clothing manufacturing, and accessories. Entrepreneurship programs empower students and the community, improve their well-being, and create job opportunities. The involvement of students in entrepreneurship at the Islamic boarding school has resulted in alumni establishing similar businesses that serve the broader Pasuruan Regency area. </em></p> Muhammad Fahmul Iltiham Wiwin Ainis Rohtih Copyright (c) 2023 MALIA: Jurnal Ekonomi Islam https://creativecommons.org/licenses/by/4.0/ 2023-12-31 2023-12-31 15 1 94 104 10.35891/ml.v15i1.4915