MALIA (TERAKREDITASI) <p>Jurnal Melia terbit sejak 2011, setiap enam bulan sekali bulan Maret dan Agustus, merupakan jurnal ekonomi dan perbankan syariah yang menyajikan artikel hasil penelitian (empiris) serta isu-isu yang mencakup ekonomi syariah, keuangan syariah dan perbankan syariah, P-ISSN: <a href="">2087-9636</a> dan E-ISSN: <a href="">2549-2578. </a>jika anda ingin mengirimkan naskah anda ke Malia, silahkan<a href=""> submit</a>. apabila ada kendala silahkan hubungi <a href="">redaksi</a>. jurnal ini TERAKREDITASI&nbsp;NOMOR 21/E/KPT/2018.</p> en-US (Muhammad nizar) (Sukamto) Sat, 01 Jun 2019 05:19:04 +0700 OJS 60 ISLAMIC SOCIAL REPORTING PADA PERBANKAN SYARIAH DI INDONESIA <p>This study aims to determine how the disclosure of Islamic Social Reporting (ISR) in Islamic banking and the factors that influence it. The disclosure of social responsibility by Islamic banking should refer to disclosure standards based on Islamic principles. The standard used in this study is the Islamic Social Reporting index, which is a reporting framework based on Islamic principles proposed by Haniffa and developed by Haniffa and Hudaib and Othman et al. The results of the study show that the Firm Size and Leverage variables have a significant effect on ISR while Profitability and the composition of the board of commissioners have no significant effect on ISR.</p> Kholid Murtadlo, Nuraeni Copyright (c) 2019 MALIA (TERAKREDITASI) Wed, 29 May 2019 11:03:48 +0700 ANALISIS STRATEGI PEMASARAN TABUNGAN MABRUR DI BANK SYARIAH MANDIRI KCP PANDAAN PASURUAN <p>The Hajj is the fifth pillar of Islam that must be fulfilled by Muslims for those who are able to finance and physically. The waiting list for the Hajj pilgrimage in Indonesia can now reach 20 years or more, with it awakening many Muslims who then plan the Hajj from an early age by opening a Hajj and Umrah savings account at Bank Syariah Mandiri.</p> <p>This study used qualitative research with primary data sources. Customers using Mabrur Savings products at Bank Syariah Mandiri Pandaan, Customer Service, Branch Operation Supervisor, Sales Force, other employees who served in Bank Syariah Mandiri KCP Pandaan. While secondary data sources come from books and other literature. Data collection techniques are carried out in 3 ways, namely: Observation, Interview and Documentation.</p> <p>This study found that Marketing Mix in Mabrur Savings products, namely 1. Product Strategy: Based on sharia principles with mudharabah muthlaqah contract, competitive profit sharing based on the ratio determined by the bank, payments can be made using the ABATANA (auto debit) system from a savings account BSM for monthly deposits, the Validation Process is very fast and can be awaited, in collaboration with KBIH (Hajj Guidance Group) which is officially registered with the Department of Religion. 2. The Price Strategy consists of: a light initial deposit of IDR 100,000. 3. Strategy Place: The strategic location of Bank Syariah Mandiri with a minimalist yet modern design. 4. Strategy Promotion: Through websites, brochures, and various advertisements, Opening outlets or stands, Door to door, Bank Syariah Mandiri has an image as a Hajj Bank.</p> Mauludianah, Moh. Mukhsinin Syu'aibi , Sukamto Copyright (c) 2019 MALIA (TERAKREDITASI) Sat, 25 May 2019 11:14:11 +0700 ANALISIS PENGETAHUAN NASABAH TENTANG PRODUK PERBANKAN SYARIAH (Studi pada Bank Muamalat KCP Malang Kepanjen) <p>Banks are not something that is alien to people in developed countries. People in developed countries really need the existence of a bank. The bank is considered a financial institution that is safe in carrying out various types of financial activities. Islamic banks are developed based on principles that do not allow separation between temporal and religious matters. This principle requires compliance with sharia as the basis of all aspects of life. This report addresses the problem of the level of knowledge of customers about Islamic banking products at Bank Muamalat, Kepanjen Sub-Branch Office Malang. This study uses a quantitative method from the results of observation, practice and spread the questionnaire to the customers of Bank Muamalat, Kepanjen Sub-Branch Office Malang. The results of the analysis show that the customer's knowledge of the product is higher than the customer's knowledge about buying and using. While customer knowledge about purchases is lower than customer knowledge about products and usage. In addition, customer knowledge has a positive and significant effect on the decision to become a customer at Bank Muamalat, Kepanjen Malang Sub-Branch Office.</p> Rosyidah, Muhammad Nizar, Khoirul Huda Copyright (c) 2019 MALIA (TERAKREDITASI) Sat, 25 May 2019 11:00:02 +0700 AZAS-AZAS KEBIJAKAN SISTEM PENYELENGGARAAN KETENAGAKERJAAN DI KABUPATEN PASURUAN <p>Government efforts in overcoming the global economic crisis are carried out jointly with the community, especially business people, one of the main reasons for stabilizing the economy and maintaining monetary balance and avoiding the bankruptcy of most companies that have an impact on the majority of workers and ends in termination of relations work. So the role of the actors in implementing local regulations is expected to be overcome, and can realize the capability that exists so that they can run local regulations and can improve their respective roles which ultimately can create a balance between the government, companies and workers who are disadvantaged but with the high school to get good welfare company workers and the government so that they can improve performance with a work ethic, then show human resources that can encourage economic growth and development and realize advanced regions, independent work competitiveness and no more problems for implementing actors Implementation of the Perda. This study was designed with a qualitative research method that uses a case study approach to determine the role of actors in implementing Regional Regulation No. 22 of 2012 concerning the Employment Management System (Study of Industrial Relations in Pasuruan Regency. The data analysis uses interactive model data analysis developed by Miles, Huberman and Saldana, while data collection was conducted through literature studies, field observations, and indept interviews, all data were simulated in depth, comprehensively, and corrected each other in a Focus Group Discussion (FGD).</p> Hambali Copyright (c) 2019 MALIA (TERAKREDITASI) Fri, 24 May 2019 21:08:24 +0700 “PASTI OKE” BUDAYA KERJA ISLAMI BRISYARIAH DAN PENGARUHNYA PADA KINERJA KARYAWAN (Studi Kasus pada BRIsyariah Kantor Cabang Banyuwangi) <p>The purpose of this study was to see the effect of the Islamic culture of "Definitely Okay" on the performance of Bank BRISyariah employees at the Banyuwangi branch office, with a quantitative descriptive approach. With the determination of census samples totaling 28 employees. Data collection techniques with observation techniques, interview techniques, questionnaire techniques or questionnaires and documentation techniques. While the research instrument used in this study was a questionnaire. Test instruments used are validity and reliability, data transformation using excel programs, while the data analysis tool used is multiple regression, the results of the study show that the Islamic culture of "Definitely Okay" has a positive effect on Employee Performance.</p> Nurul Inayah Copyright (c) 2019 MALIA (TERAKREDITASI) Fri, 24 May 2019 21:04:42 +0700