“The Influence of Financial Attitude and Intensity of Shopee Paylater Use on Gen Z’s Impulsive Buying: A Study of UIN North Sumatra Students”. MALIA 17, no. 2 (June 16, 2026): 312–335. Accessed June 24, 2026. https://jurnal.yudharta.ac.id/v2/index.php/malia/article/view/6890.